Some thoughts from our Head of Blockchain, John Orthwein on stablecoins and the recent rumblings on digital currencies issued directly by central banks.

John argues that sovereign-issued currency tokens should not be considered “stablecoins” but should rather be viewed as a separate category – the tokenized version of a currency, directly issued by a nation’s monetary authority.

What are the benefits?
What are the tradeoffs?

Find out more here

The goal of stablecoins is to get the blockchain medium of exchange benefits without the cryptocurrency store of value drawbacks.

Read the full paper here

Third i.AM Innovation Lab Learning Lunch

3. March 2020

N26 at the i.AM Innovation Lab

In the most recent i.AM Learning Lunch session Henrik Hagedorn, Strategic Designer at N26 shared insights on how they managed to find the sweet spot between user value and business value.
Furthermore, he instructed the workshop participants how to apply the N26 Experience Metrics Framework to their own businesses – thank you for these fruitful insights!

Next Learning Lunches

First i.AM Innovation Lab Learning Lunch

14. Jan 2020

We hosted our first i.AM Innovation Lab Learning Lunch on ‘Next Generation Finance on the Blockchain’

Our Head Blockchain & Decentralized Finance John Orthwein spoke about fiat- and crypto-backed stable coins, earned interest in a lending pool, and streamed money while the audience asked very interesting questions and engaged in vivid discussions while having pizza – a wonderful combination.

Next Learning Lunches

The i.Am Innovation Lab was invited to the BankersCom 2019, where we presented how we approach innovation.

25. Sept 2019


Thank you sminds AG for having us at this years BankersCom an Reto Lipp for his great moderation.

There is no easy way to innovate. It’s tough and a lot of work. It entails risks and often exposes you to rejection. What helps: start now, keep it simple and small, building your product or solution out over time. Step by step, application by application. As we see it with the many successful start-ups and challenger banks out there today.